loan for investment
What is an investment loan?
A strategic lever to accelerate the growth of your investments.
An investment loan involves borrowing funds to increase your investment capacity. By using leverage, it allows you to target a higher potential return while preserving your liquidity for other financial objectives.
Beyond the performance potential, this type of financing can be integrated into advantageous tax planning, since the interest paid on the loan can, in some cases, be tax deductible.
This solution is particularly suited to investors with a high risk tolerance who wish to optimize the overall value of their portfolio.
The main advantages of investment loans
Allows you to take advantage of the growth potential of financial markets
Optimize investment returns while maintaining available cash flow.
Facilitates increased diversification of the investment portfolio
May offer a tax advantage through the deductibility of loan interest
Increases investment capacity and may open the door to preferential pricing of the type Prestigeincluding a reduction in certain fees
Provides access to the specific benefits associated with segregated funds
Borrowing options
Depending on your financial objectives, two borrowing solutions are offered when setting up an investment loan.
Each of these options benefits from competitive rates and offers flexibility to tailor financing to your specific needs.
1
100% Loans
Your entire investment is financed by the loan and no initial deposit is required from you.
2
Loans 1:1
This option allows you to double the total amount of your investment.
Example :
Un dépôt initial de 50 000 $ vous rend admissible à un prêt de 50 000 $, vous permettant ainsi d’effectuer un placement total de 100 000 $.
Investment loan interest rate
The rates shown are based on the Royal Bank of Canada's prime rate (PR), currently set at 4.45%. These rates are provided for informational purposes only and are subject to change at any time without notice.
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