{"id":1227,"date":"2025-07-17T15:36:39","date_gmt":"2025-07-17T13:36:39","guid":{"rendered":"https:\/\/assuranceviecanada.ca\/?page_id=1227"},"modified":"2026-03-20T12:16:30","modified_gmt":"2026-03-20T11:16:30","slug":"assurance-vie-50-ans-et-plus","status":"publish","type":"page","link":"https:\/\/assuranceviecanada.ca\/en\/assurance-vie-50-ans-et-plus\/","title":{"rendered":"Life insurance for 50 years and over"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"1227\" class=\"elementor elementor-1227\">\n\t\t\t\t<div class=\"elementor-element elementor-element-773cad5 e-flex e-con-boxed e-con e-parent\" data-id=\"773cad5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-0c071eb e-con-full e-flex e-con e-child\" data-id=\"0c071eb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-31c8dc4 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"31c8dc4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">life insurance canada<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f49d01a elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"f49d01a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Life insurance for those aged 50 and over<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a2204d5 e-flex e-con-boxed e-con e-parent\" data-id=\"a2204d5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6a05ba1 e-con-full e-flex e-con e-child\" data-id=\"6a05ba1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0876310 elementor-widget elementor-widget-shortcode\" data-id=\"0876310\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f2928-o1\" lang=\"fr-FR\" dir=\"ltr\" data-wpcf7-id=\"2928\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/en\/wp-json\/wp\/v2\/pages\/1227#wpcf7-f2928-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Formulaire de contact\" novalidate=\"novalidate\" data-status=\"init\" data-trp-original-action=\"\/en\/wp-json\/wp\/v2\/pages\/1227#wpcf7-f2928-o1\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"2928\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.5\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"fr_FR\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f2928-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/>\n<\/fieldset>\n<p><label> Your name<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" autocomplete=\"name\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"your-name\" \/><\/span> <\/label>\n<\/p>\n<p><label> Your email<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" autocomplete=\"email\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span> <\/label>\n<\/p>\n<p><label> Your phone number<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"tel-202\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"tel\" name=\"tel-202\" \/><\/span> <\/label>\n<\/p>\n<p><label> types of insurance<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"select-324\"><select class=\"wpcf7-form-control wpcf7-select\" aria-invalid=\"false\" name=\"select-324\"><option value=\"Besoin d\u2019assurance vie temporaire\">Need term life insurance<\/option><option value=\"besoin d\u2019une assurance vie permanente\">need permanent life insurance<\/option><option value=\"besoin d\u2019une assurance participative (avec investissement)\">need participatory insurance (with investment)<\/option><option value=\"besoin d&#039;une assurance hypoth\u00e9caire\">besoin d&#039;une assurance hypoth\u00e9caire<\/option><option value=\"Autres type d\u2019assurance\">Other types of insurance<\/option><\/select><\/span> <\/label>\n<\/p>\n<p><label> Other details (optional)<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-message\"><textarea cols=\"40\" rows=\"10\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea\" aria-invalid=\"false\" name=\"your-message\"><\/textarea><\/span> <\/label>\n<\/p>\n<p><span class=\"wpcf7-form-control-wrap\" data-name=\"acceptance-257\"><span class=\"wpcf7-form-control wpcf7-acceptance optional\"><span class=\"wpcf7-list-item\"><label><input type=\"checkbox\" name=\"acceptance-257\" value=\"1\" aria-invalid=\"false\" \/><span class=\"wpcf7-list-item-label\">En cliquant sur le bouton, J'accepte les <a href=\"https:\/\/assuranceviecanada.ca\/en\/politique-de-confidencialite\/\" target=\"_blank\">termes et conditions<\/a>.<\/span><\/label><\/span><\/span><\/span>\n<\/p>\n<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"Compare offers\" \/>\n<\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<input type=\"hidden\" name=\"trp-form-language\" value=\"en\"\/><\/form>\n<\/div>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-70cb981 elementor-hidden-mobile elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"70cb981\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-hand-point-left\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 220.8C0 266.416 37.765 304 83.2 304h35.647a93.148 93.148 0 0 0 7.929 22.064c-2.507 22.006 3.503 44.978 15.985 62.791C143.9 441.342 180.159 480 242.701 480H264c60.063 0 98.512-40 127.2-40h2.679c5.747 4.952 13.536 8 22.12 8h64c17.673 0 32-12.894 32-28.8V188.8c0-15.906-14.327-28.8-32-28.8h-64c-8.584 0-16.373 3.048-22.12 8H391.2c-6.964 0-14.862-6.193-30.183-23.668l-.129-.148-.131-.146c-8.856-9.937-18.116-20.841-25.851-33.253C316.202 80.537 304.514 32 259.2 32c-56.928 0-92 35.286-92 83.2 0 8.026.814 15.489 2.176 22.4H83.2C38.101 137.6 0 175.701 0 220.8zm48 0c0-18.7 16.775-35.2 35.2-35.2h158.4c0-17.325-26.4-35.2-26.4-70.4 0-26.4 20.625-35.2 44-35.2 8.794 0 20.445 32.712 34.926 56.1 9.074 14.575 19.524 27.225 30.799 39.875 16.109 18.374 33.836 36.633 59.075 39.596v176.752C341.21 396.087 309.491 432 264 432h-21.299c-40.524 0-57.124-22.197-50.601-61.325-14.612-8.001-24.151-33.979-12.925-53.625-19.365-18.225-17.787-46.381-4.95-61.05H83.2C64.225 256 48 239.775 48 220.8zM448 360c13.255 0 24 10.745 24 24s-10.745 24-24 24-24-10.745-24-24 10.745-24 24-24z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-032d70c elementor-hidden-desktop elementor-hidden-tablet elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"032d70c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-hand-point-up\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M105.6 83.2v86.177a115.52 115.52 0 0 0-22.4-2.176c-47.914 0-83.2 35.072-83.2 92 0 45.314 48.537 57.002 78.784 75.707 12.413 7.735 23.317 16.994 33.253 25.851l.146.131.148.129C129.807 376.338 136 384.236 136 391.2v2.679c-4.952 5.747-8 13.536-8 22.12v64c0 17.673 12.894 32 28.8 32h230.4c15.906 0 28.8-14.327 28.8-32v-64c0-8.584-3.048-16.373-8-22.12V391.2c0-28.688 40-67.137 40-127.2v-21.299c0-62.542-38.658-98.8-91.145-99.94-17.813-12.482-40.785-18.491-62.791-15.985A93.148 93.148 0 0 0 272 118.847V83.2C272 37.765 234.416 0 188.8 0c-45.099 0-83.2 38.101-83.2 83.2zm118.4 0v91.026c14.669-12.837 42.825-14.415 61.05 4.95 19.646-11.227 45.624-1.687 53.625 12.925 39.128-6.524 61.325 10.076 61.325 50.6V264c0 45.491-35.913 77.21-39.676 120H183.571c-2.964-25.239-21.222-42.966-39.596-59.075-12.65-11.275-25.3-21.725-39.875-30.799C80.712 279.645 48 267.994 48 259.2c0-23.375 8.8-44 35.2-44 35.2 0 53.075 26.4 70.4 26.4V83.2c0-18.425 16.5-35.2 35.2-35.2 18.975 0 35.2 16.225 35.2 35.2zM352 424c13.255 0 24 10.745 24 24s-10.745 24-24 24-24-10.745-24-24 10.745-24 24-24z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-03f5f0e elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"03f5f0e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Our broker and advisor partners work with the most well-known insurers in Quebec (see list)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f920351 e-con-full e-flex e-con e-child\" data-id=\"f920351\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-674aee4 e-con-full e-flex e-con e-child\" data-id=\"674aee4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-525d620 e-con-full e-flex e-con e-child\" data-id=\"525d620\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-be07831 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"be07831\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-handshake\" viewbox=\"0 0 640 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M519.2 127.9l-47.6-47.6A56.252 56.252 0 0 0 432 64H205.2c-14.8 0-29.1 5.9-39.6 16.3L118 127.9H0v255.7h64c17.6 0 31.8-14.2 31.9-31.7h9.1l84.6 76.4c30.9 25.1 73.8 25.7 105.6 3.8 12.5 10.8 26 15.9 41.1 15.9 18.2 0 35.3-7.4 48.8-24 22.1 8.7 48.2 2.6 64-16.8l26.2-32.3c5.6-6.9 9.1-14.8 10.9-23h57.9c.1 17.5 14.4 31.7 31.9 31.7h64V127.9H519.2zM48 351.6c-8.8 0-16-7.2-16-16s7.2-16 16-16 16 7.2 16 16c0 8.9-7.2 16-16 16zm390-6.9l-26.1 32.2c-2.8 3.4-7.8 4-11.3 1.2l-23.9-19.4-30 36.5c-6 7.3-15 4.8-18 2.4l-36.8-31.5-15.6 19.2c-13.9 17.1-39.2 19.7-55.3 6.6l-97.3-88H96V175.8h41.9l61.7-61.6c2-.8 3.7-1.5 5.7-2.3H262l-38.7 35.5c-29.4 26.9-31.1 72.3-4.4 101.3 14.8 16.2 61.2 41.2 101.5 4.4l8.2-7.5 108.2 87.8c3.4 2.8 3.9 7.9 1.2 11.3zm106-40.8h-69.2c-2.3-2.8-4.9-5.4-7.7-7.7l-102.7-83.4 12.5-11.4c6.5-6 7-16.1 1-22.6L367 167.1c-6-6.5-16.1-6.9-22.6-1l-55.2 50.6c-9.5 8.7-25.7 9.4-34.6 0-9.3-9.9-8.5-25.1 1.2-33.9l65.6-60.1c7.4-6.8 17-10.5 27-10.5l83.7-.2c2.1 0 4.1.8 5.5 2.3l61.7 61.6H544v128zm48 47.7c-8.8 0-16-7.2-16-16s7.2-16 16-16 16 7.2 16 16c0 8.9-7.2 16-16 16z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e76e58 elementor-widget elementor-widget-counter\" data-id=\"2e76e58\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Assureurs<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"25\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">+<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1cbbfd1 e-con-full e-flex e-con e-child\" data-id=\"1cbbfd1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-06a4a06 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"06a4a06\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-list-alt\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M464 32H48C21.49 32 0 53.49 0 80v352c0 26.51 21.49 48 48 48h416c26.51 0 48-21.49 48-48V80c0-26.51-21.49-48-48-48zm-6 400H54a6 6 0 0 1-6-6V86a6 6 0 0 1 6-6h404a6 6 0 0 1 6 6v340a6 6 0 0 1-6 6zm-42-92v24c0 6.627-5.373 12-12 12H204c-6.627 0-12-5.373-12-12v-24c0-6.627 5.373-12 12-12h200c6.627 0 12 5.373 12 12zm0-96v24c0 6.627-5.373 12-12 12H204c-6.627 0-12-5.373-12-12v-24c0-6.627 5.373-12 12-12h200c6.627 0 12 5.373 12 12zm0-96v24c0 6.627-5.373 12-12 12H204c-6.627 0-12-5.373-12-12v-24c0-6.627 5.373-12 12-12h200c6.627 0 12 5.373 12 12zm-252 12c0 19.882-16.118 36-36 36s-36-16.118-36-36 16.118-36 36-36 36 16.118 36 36zm0 96c0 19.882-16.118 36-36 36s-36-16.118-36-36 16.118-36 36-36 36 16.118 36 36zm0 96c0 19.882-16.118 36-36 36s-36-16.118-36-36 16.118-36 36-36 36 16.118 36 36z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dde4298 elementor-widget elementor-widget-counter\" data-id=\"dde4298\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Submission every year<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"35000\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">+<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4c78252 e-con-full e-flex e-con e-child\" data-id=\"4c78252\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3d39275 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"3d39275\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-eye\" viewbox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M288 144a110.94 110.94 0 0 0-31.24 5 55.4 55.4 0 0 1 7.24 27 56 56 0 0 1-56 56 55.4 55.4 0 0 1-27-7.24A111.71 111.71 0 1 0 288 144zm284.52 97.4C518.29 135.59 410.93 64 288 64S57.68 135.64 3.48 241.41a32.35 32.35 0 0 0 0 29.19C57.71 376.41 165.07 448 288 448s230.32-71.64 284.52-177.41a32.35 32.35 0 0 0 0-29.19zM288 400c-98.65 0-189.09-55-237.93-144C98.91 167 189.34 112 288 112s189.09 55 237.93 144C477.1 345 386.66 400 288 400z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-487aca7 elementor-widget elementor-widget-counter\" data-id=\"487aca7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">Visitor every month<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"80000\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">+<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c35844c e-flex e-con-boxed e-con e-parent\" data-id=\"c35844c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-05233ac elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"05233ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Life insurance for 50-55 year olds+: compare in 2 minutes!<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-062cb9a e-flex e-con-boxed e-con e-parent\" data-id=\"062cb9a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6f866e9 e-con-full e-flex e-con e-child\" data-id=\"6f866e9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f6f6839 elementor-widget elementor-widget-text-editor\" data-id=\"f6f6839\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>With age, finding truly advantageous life insurance often becomes more complex. Medical requirements can complicate the process and make the process more difficult. However, needs evolve at age 50 and beyond: it's no longer just about protecting yourself, but also about providing lasting financial support for your children and grandchildren, preparing for your family's future, covering potential debts, and planning for funeral expenses.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c9d54b4 e-con-full e-flex e-con e-child\" data-id=\"c9d54b4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5773515 elementor-widget elementor-widget-image\" data-id=\"5773515\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"689\" src=\"https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/iStock-1446894050-1-1024x689.jpg\" class=\"attachment-large size-large wp-image-1340\" alt=\"\" srcset=\"https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/iStock-1446894050-1-1024x689.jpg 1024w, https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/iStock-1446894050-1-300x202.jpg 300w, https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/iStock-1446894050-1-768x517.jpg 768w, https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/iStock-1446894050-1.jpg 1248w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d4c1a08 e-flex e-con-boxed e-con e-parent\" data-id=\"d4c1a08\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-73bd48f e-con-full e-flex e-con e-child\" data-id=\"73bd48f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8d2ef16 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"8d2ef16\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Can you still take out life insurance after 50?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0a58194 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"0a58194\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Although most Quebecers take out life insurance between the ages of 25 and 45, it is entirely possible to obtain one after the age of 50.<br data-start=\"207\" data-end=\"210\" \/>The good news? Premiums generally remain affordable for most people. Many insurers even agree to cover new customers up to age 75.<\/p><p data-start=\"75\" data-end=\"189\"><strong data-start=\"75\" data-end=\"189\">Several factors can influence the eligibility and cost of life insurance after age 50, including:<\/strong><\/p><ul data-start=\"191\" data-end=\"435\"><li data-start=\"191\" data-end=\"206\"><p data-start=\"193\" data-end=\"206\">The exact age<\/p><\/li><li data-start=\"207\" data-end=\"234\"><p data-start=\"209\" data-end=\"234\">General health<\/p><\/li><li data-start=\"235\" data-end=\"267\"><p data-start=\"237\" data-end=\"267\">Whether or not you are a smoker<\/p><\/li><li data-start=\"268\" data-end=\"306\"><p data-start=\"270\" data-end=\"306\">Family medical history<\/p><\/li><li data-start=\"307\" data-end=\"325\"><p data-start=\"309\" data-end=\"325\">The way of life<\/p><\/li><li data-start=\"326\" data-end=\"363\"><p data-start=\"328\" data-end=\"363\">The desired coverage amount<\/p><\/li><li data-start=\"364\" data-end=\"405\"><p data-start=\"366\" data-end=\"405\">The type of insurance policy chosen<\/p><\/li><li data-start=\"406\" data-end=\"435\"><p data-start=\"408\" data-end=\"435\">And many other criteria!<\/p><\/li><\/ul><p data-start=\"437\" data-end=\"604\"><strong data-start=\"437\" data-end=\"604\">To get a personalized estimate, you can easily compare prices according to your age by filling out the free form available on this page.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-92124f1 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"92124f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Are there affordable bonuses after 50?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cc7edb5 e-con-full e-flex e-con e-child\" data-id=\"cc7edb5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-37e5572 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"37e5572\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"130\" data-end=\"382\"><strong>Several factors influence your options.<\/strong><br data-start=\"177\" data-end=\"180\" \/>Your financial situation and health play an important role in determining the type of life insurance available after age 50. We detail all of this information further down in this article.<\/p><p data-start=\"130\" data-end=\"382\">Who is no medical exam life insurance for? This type of coverage is often offered to people who have been rejected by other insurers or insurance companies. It's important not to consider this option as your first choice. Only opt for no medical exam insurance once you've explored all other options.<\/p><p data-start=\"445\" data-end=\"749\">Why is this important? Once your application is approved, your beneficiaries will be able to receive the benefits they expect with complete peace of mind. This thoughtful gesture ensures a stable, generous, and well-managed estate.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e58f79c elementor-widget-tablet__width-initial elementor-widget elementor-widget-image\" data-id=\"e58f79c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/final-expense-insurance-worth-it.jpg-1024x682.webp\" class=\"attachment-large size-large wp-image-1736\" alt=\"\" srcset=\"https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/final-expense-insurance-worth-it.jpg-1024x682.webp 1024w, https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/final-expense-insurance-worth-it.jpg-300x200.webp 300w, https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/final-expense-insurance-worth-it.jpg-768x511.webp 768w, https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/final-expense-insurance-worth-it.jpg.webp 1400w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0580086 e-flex e-con-boxed e-con e-parent\" data-id=\"0580086\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7a4ded9 e-con-full e-flex e-con e-child\" data-id=\"7a4ded9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2245beb elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"2245beb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">50+ Life Insurance: The Ideal Coverage at the Best Price?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-22a392f elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"22a392f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"201\" data-end=\"579\">First and foremost, it's important to understand that 50+ life insurance plans offered by companies like Desjardins, Manulife, and many others won't necessarily meet all of your criteria, especially when it comes to cost. Their popularity and the publicity surrounding them make them more accessible, but that doesn't mean they're the most economical.<\/p><p data-start=\"581\" data-end=\"775\">Also note that it is not mandatory to take out so-called \"50+\" insurance after this age. In fact, these products are often up to 25% more expensive for less generous coverage.<\/p><p data-start=\"777\" data-end=\"1098\">If you're unsure, feel free to fill out the form at the top of this page. A life insurance expert\u2014one of our partners\u2014will contact you with a personalized proposal. Don't forget to include any steps you've already taken in the \"Other details\" field to better guide their analysis.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f245a7 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"3f245a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Carry out a financial assessment to better understand life insurance after 50.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8a01c72 e-con-full e-flex e-con e-child\" data-id=\"8a01c72\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bb09701 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"bb09701\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h6 data-start=\"129\" data-end=\"206\"><strong data-start=\"133\" data-end=\"206\">Start with a financial assessment before choosing your life insurance<\/strong><\/h6><p data-start=\"208\" data-end=\"513\">Before considering the different types of life insurance, it's essential to assess your needs based on your income and financial capacity. This step is called a financial assessment, and it provides a solid foundation for determining your current obligations and post-mortem goals.<\/p><h4 data-start=\"515\" data-end=\"560\">1. <strong data-start=\"523\" data-end=\"560\">Take inventory of your assets<\/strong><\/h4><p data-start=\"562\" data-end=\"626\">Make a complete list of your uninsured assets, such as:<\/p><ul data-start=\"627\" data-end=\"729\"><li data-start=\"627\" data-end=\"654\"><p data-start=\"629\" data-end=\"654\">Your financial investments<\/p><\/li><li data-start=\"655\" data-end=\"678\"><p data-start=\"657\" data-end=\"678\">Your real estate<\/p><\/li><li data-start=\"679\" data-end=\"694\"><p data-start=\"681\" data-end=\"694\">Your vehicles<\/p><\/li><li data-start=\"695\" data-end=\"729\"><p data-start=\"697\" data-end=\"729\">Any other property belonging to you<\/p><\/li><\/ul><p data-start=\"731\" data-end=\"816\">Add up the total value of these items: this sum represents your <strong data-start=\"805\" data-end=\"815\">assets<\/strong>.<\/p><h4 data-start=\"818\" data-end=\"852\">2. <strong data-start=\"826\" data-end=\"852\">Identify your liabilities<\/strong><\/h4><p data-start=\"854\" data-end=\"937\">Now calculate the expenses you want to remove from your estate:<\/p><ul data-start=\"938\" data-end=\"1082\"><li data-start=\"938\" data-end=\"956\"><p data-start=\"940\" data-end=\"956\">Funeral costs<\/p><\/li><li data-start=\"957\" data-end=\"985\"><p data-start=\"959\" data-end=\"985\">Current year taxes<\/p><\/li><li data-start=\"986\" data-end=\"1022\"><p data-start=\"988\" data-end=\"1022\">Costs associated with selling your property<\/p><\/li><li data-start=\"1023\" data-end=\"1082\"><p data-start=\"1025\" data-end=\"1082\">Your personal debts (not covered by insurance)<\/p><\/li><\/ul><p data-start=\"1084\" data-end=\"1271\">Then add the amounts you wish to leave to your heirs (for example, fixed sums for your children or relatives).<br data-start=\"1215\" data-end=\"1218\" \/>All of these elements constitute your <strong data-start=\"1259\" data-end=\"1270\">passive<\/strong>.<\/p><blockquote data-start=\"1273\" data-end=\"1387\"><p data-start=\"1275\" data-end=\"1387\"><strong data-start=\"1275\" data-end=\"1287\">Trick :<\/strong> Make sure you only take into account uninsured amounts, to avoid double calculations.<\/p><\/blockquote><h4 data-start=\"1389\" data-end=\"1455\">3. <strong data-start=\"1397\" data-end=\"1455\">Analyze the difference between your assets and liabilities<\/strong><\/h4><p data-start=\"1457\" data-end=\"1652\">The difference between your assets and liabilities gives you a clear estimate of your <strong data-start=\"1545\" data-end=\"1577\">real need for life insurance<\/strong>This calculation will help you choose coverage that is right for your situation.<\/p><blockquote data-start=\"1654\" data-end=\"1761\"><p data-start=\"1656\" data-end=\"1761\">If you need help, a financial security advisor can guide you through this exercise.<\/p><\/blockquote><hr data-start=\"1763\" data-end=\"1766\" \/><p data-start=\"1768\" data-end=\"1929\">Now that you have a clear idea of your needs, let's explore the life insurance options available to you to cover these financial obligations.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8e91517 elementor-widget elementor-widget-image\" data-id=\"8e91517\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"672\" src=\"https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/retraite-finances-1240-1024x672.jpg\" class=\"attachment-large size-large wp-image-1730\" alt=\"\" srcset=\"https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/retraite-finances-1240-1024x672.jpg 1024w, https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/retraite-finances-1240-300x197.jpg 300w, https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/retraite-finances-1240-768x504.jpg 768w, https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/retraite-finances-1240.jpg 1240w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-285c69c e-con-full e-flex e-con e-child\" data-id=\"285c69c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2f914f2 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"2f914f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Term life insurance after 50: an option to consider!<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9e2cff3 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"9e2cff3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"142\" data-end=\"313\">Since the beginning of this article, we've been making a distinction between mortgage insurance and mortgage life insurance. They are, in fact, two very different products.<\/p><p data-start=\"315\" data-end=\"444\">We have already highlighted the many advantages of mortgage life insurance over traditional mortgage insurance.<\/p><p data-start=\"446\" data-end=\"612\">To help you better understand these differences, we have prepared a comparison table that summarizes the main distinctions between these two types of insurance.<\/p><p data-start=\"614\" data-end=\"743\" data-is-last-node=\"\" data-is-only-node=\"\">This table will help you see why mortgage life insurance is generally a more advantageous option.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d97e134 elementor-widget elementor-widget-image\" data-id=\"d97e134\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"642\" height=\"579\" src=\"https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-22-135601.jpg\" class=\"attachment-large size-large wp-image-1764\" alt=\"\" srcset=\"https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-22-135601.jpg 642w, https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-22-135601-300x271.jpg 300w\" sizes=\"(max-width: 642px) 100vw, 642px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f6891c9 e-con-full e-flex e-con e-child\" data-id=\"f6891c9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-692b7f2 e-con-full e-flex e-con e-child\" data-id=\"692b7f2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-90bcef8 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"90bcef8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">To receive a FREE quote tailored to your current situation,<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ca387fa elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"ca387fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Simply fill out the form on this page. A partner broker will contact you (click the button below).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa5b9ce elementor-align-center elementor-widget elementor-widget-button\" data-id=\"aa5b9ce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/assuranceviecanada.ca\/en\/assurance-vie-50-ans-et-plus\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Receive my submission<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5d19437 e-con-full e-flex e-con e-child\" data-id=\"5d19437\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3c86ec elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"b3c86ec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">50+ life insurance: protection without a medical exam<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eca38e0 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"eca38e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"198\" data-end=\"505\">50+ life insurance is generally a last resort\u2014one to consider when other options are no longer available. Indeed, by opting for insurance without a medical exam, the insurer takes on a higher risk, which translates into higher monthly premiums.<\/p><h4 data-start=\"507\" data-end=\"547\">The advantages of 50+ life insurance<\/h4><p data-start=\"549\" data-end=\"622\">Despite its limitations, this formula still offers certain advantages:<\/p><ul data-start=\"624\" data-end=\"1130\"><li data-start=\"624\" data-end=\"750\"><p data-start=\"626\" data-end=\"750\"><strong data-start=\"626\" data-end=\"657\">No medical exam required<\/strong>, which is ideal if your health condition makes it difficult to access other types of life insurance.<\/p><\/li><li data-start=\"751\" data-end=\"872\"><p data-start=\"753\" data-end=\"872\"><strong data-start=\"753\" data-end=\"773\">Fixed premium for life<\/strong> : once the contract is signed, your premium will not change, regardless of how your health evolves.<\/p><\/li><li data-start=\"873\" data-end=\"1004\"><p data-start=\"875\" data-end=\"1004\"><strong data-start=\"875\" data-end=\"908\">Guaranteed coverage amount<\/strong> : according to the insurer, a capital ranging from <strong data-start=\"950\" data-end=\"972\">$5,000 to $25,000<\/strong> will be paid to your beneficiaries.<\/p><\/li><li data-start=\"1005\" data-end=\"1130\"><p data-start=\"1007\" data-end=\"1130\"><strong data-start=\"1007\" data-end=\"1057\">Enhanced protection in the event of accidental death<\/strong> before 85 years: in this case, the amount can be <strong data-start=\"1107\" data-end=\"1129\">multiplied by five<\/strong>.<\/p><\/li><\/ul><p data-start=\"1132\" data-end=\"1331\">Although the benefits are more limited compared to other types of life insurance, 50+ life insurance remains a useful solution for those who no longer have access to traditional options.<\/p><h4 data-start=\"1333\" data-end=\"1366\">How to apply?<\/h4><p data-start=\"1368\" data-end=\"1600\">To subscribe to the life insurance that suits you, fill out the form available on this page. If you are interested in 50+ life insurance, don't forget to specify it in the field <strong data-start=\"1563\" data-end=\"1599\">\u201cOther details and clarifications\u201d<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f0ed8e elementor-widget elementor-widget-image\" data-id=\"7f0ed8e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"538\" src=\"https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/Expense_life_insurance_Blog_Image_1200x630-1024x538.jpg\" class=\"attachment-large size-large wp-image-1735\" alt=\"\" srcset=\"https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/Expense_life_insurance_Blog_Image_1200x630-1024x538.jpg 1024w, https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/Expense_life_insurance_Blog_Image_1200x630-300x158.jpg 300w, https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/Expense_life_insurance_Blog_Image_1200x630-768x403.jpg 768w, https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/Expense_life_insurance_Blog_Image_1200x630.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-62d3913 e-con-full e-flex e-con e-child\" data-id=\"62d3913\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-69d85eb elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"69d85eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Benefit #1 of taking out life insurance at age 50 and over: Save your loved ones from funeral costs<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a54924 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"2a54924\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"178\" data-end=\"502\">Funeral costs have been steadily increasing over the years. However, over the past decade, there has been a transformation in the sector, particularly due to the growing use of cremation. While this option can reduce costs, it remains difficult to plan a funeral for less than $4,500.<\/p><p data-start=\"504\" data-end=\"853\">By purchasing life insurance, you can plan for these expenses in advance and spare your loved ones this financial burden. You also have the option to specify your preferences, whether embalming or cremation, right away. In fact, in Quebec, approximately 60% of people opt for cremation to limit costs.<\/p><p data-start=\"855\" data-end=\"1003\"><strong data-start=\"855\" data-end=\"867\">Trick :<\/strong> By becoming a member of a funeral cooperative, you can save several thousand dollars on the costs associated with your funeral.<\/p><p data-start=\"1005\" data-end=\"1097\"><strong data-start=\"1005\" data-end=\"1029\">Current expenses:<\/strong> coffin or funeral urn, commemorative plaque or tombstone.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9dca8bb elementor-widget elementor-widget-image\" data-id=\"9dca8bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"884\" height=\"225\" src=\"https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-22-144910.jpg\" class=\"attachment-large size-large wp-image-1778\" alt=\"\" srcset=\"https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-22-144910.jpg 884w, https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-22-144910-300x76.jpg 300w, https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-22-144910-768x195.jpg 768w\" sizes=\"(max-width: 884px) 100vw, 884px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c802398 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"c802398\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"79\" data-end=\"132\"><strong data-start=\"79\" data-end=\"132\">Overview of average funeral costs in Quebec<\/strong><\/p><p data-start=\"134\" data-end=\"276\">After consulting different funeral services across Quebec, here are the average prices observed according to the type of funeral ceremony:<\/p><ul data-start=\"278\" data-end=\"1396\"><li data-start=\"278\" data-end=\"681\"><p data-start=\"280\" data-end=\"681\"><strong data-start=\"280\" data-end=\"311\">Traditional funeral<\/strong><br data-start=\"311\" data-end=\"314\" \/>This package includes a viewing in the afternoon and evening, followed by the funeral the following day. The body is then transported to the church for the religious ceremony, then transferred to the cemetery or crematorium.<br data-start=\"541\" data-end=\"544\" \/><strong data-start=\"546\" data-end=\"570\">Average cost: $6,500<\/strong><br data-start=\"570\" data-end=\"573\" \/><em data-start=\"575\" data-end=\"681\">In addition, there are the religious services, cemetery or columbarium fees, and taxes.<\/em><\/p><\/li><li data-start=\"683\" data-end=\"980\"><p data-start=\"685\" data-end=\"980\"><strong data-start=\"685\" data-end=\"709\">Modern funerals<\/strong><br data-start=\"709\" data-end=\"712\" \/>This option offers a short viewing, followed by a religious ceremony at the funeral complex on the same day, before transfer to the crematorium.<br data-start=\"862\" data-end=\"865\" \/><strong data-start=\"867\" data-end=\"891\">Average cost: $4,500<\/strong><br data-start=\"891\" data-end=\"894\" \/><em data-start=\"896\" data-end=\"980\">Not to mention: religious services, cemetery or columbarium, and taxes.<\/em><\/p><\/li><li data-start=\"982\" data-end=\"1396\"><p data-start=\"984\" data-end=\"1396\"><strong data-start=\"984\" data-end=\"1018\">Funeral with urn present<\/strong><br data-start=\"1018\" data-end=\"1021\" \/>In this case, cremation is performed beforehand. The family and loved ones then gather at the funeral home for a moment of reflection, followed by a tribute and a short civil ceremony.<br data-start=\"1231\" data-end=\"1234\" \/><strong data-start=\"1236\" data-end=\"1260\">Average cost: $2,850<\/strong><br data-start=\"1260\" data-end=\"1263\" \/><em data-start=\"1265\" data-end=\"1396\">Additional fees include: religious service (if desired), cemetery or columbarium placement, and taxes.<\/em><\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d6aec26 e-con-full e-flex e-con e-child\" data-id=\"d6aec26\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3bec3b2 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"3bec3b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Differences between funeral pre-arrangements and final expense insurance\n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e74618 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"2e74618\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"168\" data-end=\"318\">Funeral costs can quickly add up, placing a significant financial burden on your loved ones if not planned for.<\/p><p data-start=\"320\" data-end=\"736\">Aside from traditional life insurance, there are two options available to you to prevent your family from having to bear these costs: <strong data-start=\"458\" data-end=\"488\">funeral pre-arrangements<\/strong> and the<strong data-start=\"494\" data-end=\"535\">life insurance for final expenses<\/strong>In the first case, you pay all the costs related to your funeral in advance, while in the second, you pay an affordable monthly premium that will cover these expenses when the time comes.<\/p><hr data-start=\"738\" data-end=\"741\" \/><h3 data-start=\"743\" data-end=\"773\">Funeral pre-arrangements<\/h3><p data-start=\"775\" data-end=\"1095\">This solution involves contacting a funeral home to establish two separate contracts. The first covers the funeral services themselves (location, services, supplies, etc.). The second concerns your burial site (purchase of a plot in a cemetery or space in a columbarium).<\/p><p data-start=\"1097\" data-end=\"1199\">Please note: Funeral directors make a profit from your deposit until the day of your death.<\/p><p data-start=\"1201\" data-end=\"1599\">Some of these companies may offer monthly installments\u2014often around $50\u2014and tout this as an ideal solution. Be careful: their goal remains profit-making, and they capitalize on customers' emotional vulnerability. Further down this page, you'll find less expensive solutions that also allow for effective funeral planning.<\/p><hr data-start=\"1601\" data-end=\"1604\" \/><h3 data-start=\"1606\" data-end=\"1642\">Final expense life insurance<\/h3><p data-start=\"1644\" data-end=\"1936\">This second option involves taking out insurance specifically designed to cover end-of-life expenses. It can significantly reduce the financial burden on your loved ones while being cost-effective: monthly premiums are generally around $20.<\/p><p data-start=\"1938\" data-end=\"2196\">Like any life insurance policy, you can compare it with different insurers to find the best deal. If you're interested in this option, please indicate your preference in the \"Other details and specifications\" section of the form at the top of this page.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fe3a0bd elementor-widget elementor-widget-image\" data-id=\"fe3a0bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"770\" height=\"520\" src=\"https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/img-sect-protection.webp\" class=\"attachment-large size-large wp-image-1779\" alt=\"\" srcset=\"https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/img-sect-protection.webp 770w, https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/img-sect-protection-300x203.webp 300w, https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/img-sect-protection-768x519.webp 768w\" sizes=\"(max-width: 770px) 100vw, 770px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1520dcd e-con-full e-flex e-con e-child\" data-id=\"1520dcd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-de48fe0 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"de48fe0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Life insurance: a much more advantageous option\n\n\n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ce8896 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"7ce8896\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"124\" data-end=\"376\">To better illustrate how excessive funeral company offers can be, here are two concrete examples of what you could get with life insurance. These estimates, made in August 2017, are subject to change over time.<\/p><p data-start=\"378\" data-end=\"761\"><strong data-start=\"378\" data-end=\"391\">Example 1<\/strong><br data-start=\"391\" data-end=\"394\" \/>By paying the same monthly payment as that offered by a funeral company, either <strong data-start=\"477\" data-end=\"494\">50 $ by Month<\/strong>, you could get life insurance from <strong data-start=\"539\" data-end=\"552\">195 000 $<\/strong>. After covering funeral expenses estimated at <strong data-start=\"605\" data-end=\"617\">10 000 $<\/strong>, he would remain <strong data-start=\"632\" data-end=\"645\">185 000 $<\/strong> to pass on to your loved ones. This 20-year temporary insurance is intended for a <strong data-start=\"729\" data-end=\"760\">50-year-old non-smoking woman<\/strong>.<\/p><p data-start=\"763\" data-end=\"1072\"><strong data-start=\"763\" data-end=\"776\">Example 2<\/strong><br data-start=\"776\" data-end=\"779\" \/>Another scenario: you prefer to save. For a <strong data-start=\"830\" data-end=\"860\">50-year-old non-smoking man<\/strong>, temporary insurance of <strong data-start=\"890\" data-end=\"902\">50 000 $<\/strong> would only cost <strong data-start=\"923\" data-end=\"940\">27 $ by month<\/strong> (according to an online calculation tool). This way, you can cover your funeral expenses and leave a small inheritance without breaking the bank.<\/p><p data-start=\"1074\" data-end=\"1425\"><strong data-start=\"1074\" data-end=\"1127\">Beware of funeral company practices<\/strong><br data-start=\"1127\" data-end=\"1130\" \/>Some funeral homes exploit the emotions of grieving families to make them spend considerable sums of money. Before committing, take the time to compare the different options available. Life insurance can offer you much greater peace of mind.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-35c46f9 e-con-full e-flex e-con e-child\" data-id=\"35c46f9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-473489d elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"473489d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Benefit #2 of life insurance after 50: Pass on an inheritance directly to your grandchildren<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e072112 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"e072112\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"176\" data-end=\"477\">Starting in their 50s, many people feel a deep desire to leave a meaningful legacy to their loved ones. If you already have group insurance through your job, personal life insurance can allow you to leave an additional amount to your loved ones.<\/p><p data-start=\"479\" data-end=\"696\">This can be a real financial boost for your children and grandchildren, especially if the insured capital is substantial. Let's take the example of a reasonable amount of $100,000, distributed as follows:<\/p><ul data-start=\"698\" data-end=\"886\"><li data-start=\"698\" data-end=\"744\"><p data-start=\"700\" data-end=\"744\"><strong>$10,000 to cover funeral expenses<\/strong><\/p><\/li><li data-start=\"745\" data-end=\"778\"><p data-start=\"747\" data-end=\"778\"><strong>$30,000 for your spouse<\/strong><\/p><\/li><li data-start=\"779\" data-end=\"807\"><p data-start=\"781\" data-end=\"807\"><strong>$20,000 for your son<\/strong><\/p><\/li><li data-start=\"808\" data-end=\"837\"><p data-start=\"810\" data-end=\"837\"><strong>$20,000 for your daughter<\/strong><\/p><\/li><li data-start=\"838\" data-end=\"886\"><p data-start=\"840\" data-end=\"886\"><strong>$10,000 to each of your two grandchildren<\/strong><\/p><\/li><\/ul><p data-start=\"888\" data-end=\"1141\">And that's just the beginning: your other assets, such as your investments, group insurance, or mortgage, will complement this legacy. With a single gesture, you can significantly ease the financial burden on your loved ones. A true gift from the heart.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f260d2a elementor-widget elementor-widget-image\" data-id=\"f260d2a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/gettyimages-919443520-1024x682.jpg\" class=\"attachment-large size-large wp-image-1780\" alt=\"\" srcset=\"https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/gettyimages-919443520-1024x682.jpg 1024w, https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/gettyimages-919443520-300x200.jpg 300w, https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/gettyimages-919443520-768x512.jpg 768w, https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/gettyimages-919443520-1536x1024.jpg 1536w, https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/gettyimages-919443520.jpg 2000w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-81bbee2 e-con-full e-flex e-con e-child\" data-id=\"81bbee2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d8553ec elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"d8553ec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Does disability insurance really help? Life insurance after age 50.\n\n\n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-70d4ec5 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"70d4ec5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Disability insurance is primarily intended for people who do not have group insurance at work. In the event of an accident or illness, a monthly pension will be paid for a period of time you determine (between 2 years, 5 years, or up to age 65). The amount of the pension depends on your choice (between $400 and $10,000). In the event of a critical illness such as cancer or a stroke, your pension will be multiplied by 5.<\/p><p>Protect your income, as it helps cover the most important payments in your life (mortgage, groceries, investments, insurance, retirement goals). If you own a business, special disability insurance plans are available to cover you. Request specialist assistance using the form (you'll be connected to one of our partner brokers) on this page.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bbb2ab7 e-con-full e-flex e-con e-child\" data-id=\"bbb2ab7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-03efcb3 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"03efcb3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Critical illness insurance: an increasingly popular option for seniors\n\n\n\n\n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-22cdc73 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"22cdc73\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"156\" data-end=\"389\">Critical illness insurance helps ease the financial burden of being diagnosed with a serious illness. These conditions can generate significant costs that are not always covered by public insurance.<\/p><p data-start=\"391\" data-end=\"466\">Intended for people aged 50 and over, this insurance offers in particular:<\/p><ul data-start=\"468\" data-end=\"660\"><li data-start=\"468\" data-end=\"580\"><p data-start=\"470\" data-end=\"580\">A large lump sum that can be used to pay off debt or finance your personal needs.<\/p><\/li><li data-start=\"581\" data-end=\"660\"><p data-start=\"583\" data-end=\"660\">The possibility of receiving this payment even if you are still employed.<\/p><\/li><\/ul><p data-start=\"662\" data-end=\"1014\">Each insurance company offers different terms and conditions. For advice tailored to your situation, don't hesitate to contact one of our many partner brokers in Quebec. Simply fill out the form on this page and ask your question in the \"Other details and clarifications\" section.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e069f46 elementor-widget elementor-widget-image\" data-id=\"e069f46\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"970\" height=\"494\" src=\"https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/11821-iStock-917730154-970x494-1.webp\" class=\"attachment-large size-large wp-image-1254\" alt=\"\" srcset=\"https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/11821-iStock-917730154-970x494-1.webp 970w, https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/11821-iStock-917730154-970x494-1-300x153.webp 300w, https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/11821-iStock-917730154-970x494-1-768x391.webp 768w\" sizes=\"(max-width: 970px) 100vw, 970px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ddbb95f e-con-full e-flex e-con e-child\" data-id=\"ddbb95f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-576e2a7 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"576e2a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Life insurance after 50: striking statistics on critical illnesses\n\n\n\n\n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a161dc elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"6a161dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h4 data-start=\"190\" data-end=\"210\"><strong data-start=\"195\" data-end=\"208\">Cancer<\/strong><\/h4><p data-start=\"211\" data-end=\"569\">According to the Canadian Cancer Society, one in three Canadians will be diagnosed with cancer during their lifetime. The disease is now the leading cause of death in the country, far surpassing traffic accidents. However, thanks to medical advances, more than one in two people diagnosed with cancer survive\u201462% to be precise.<\/p><p data-start=\"571\" data-end=\"780\">Every week, approximately 3,340 Canadians learn they have cancer. In 2006, the most common forms were breast cancer in women and prostate cancer in men.<\/p><p data-start=\"782\" data-end=\"924\">Lung cancer, on the other hand, is responsible for 27% of cancer-related deaths, making it the most deadly form of the disease.<\/p><h4 data-start=\"926\" data-end=\"957\"><strong data-start=\"931\" data-end=\"955\">Heart disease<\/strong><\/h4><p data-start=\"958\" data-end=\"1405\">The Heart and Stroke Foundation reported in 2011 that 90% of Canadians have at least one risk factor for stroke or heart disease. These diseases are the second leading cause of death in Canada. Each year, more than 70,000 heart attacks occur\u2014one every 7 minutes. Approximately 1.3 million Canadians are living with heart disease. The good news: 89% survive a first heart attack.<\/p><p data-start=\"1407\" data-end=\"1797\">Regarding strokes, although the survival rate is 85%, only one in ten people fully recover. Cardiovascular disease is now the leading cause of hospitalization in Canada. After age 55, the risk of stroke doubles every 10 years. And among survivors, 20% are at risk of suffering another stroke within the next two years.<\/p><p data-start=\"1799\" data-end=\"1883\">Strokes are so serious that they are the third leading cause of death in the country.<\/p><h4 data-start=\"1885\" data-end=\"1908\"><strong data-start=\"1890\" data-end=\"1906\">Paralysis<\/strong><\/h4><p data-start=\"1909\" data-end=\"2216\">According to the Canadian Paraplegia Society, in 2011, 41% of spinal cord injuries were caused by road accidents. Each year, approximately 900 new cases of paralysis are recorded, highlighting the importance of prevention and adequate life insurance coverage.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c6c8a9 elementor-widget elementor-widget-image\" data-id=\"3c6c8a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"400\" src=\"https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/planificateur-financier-assurance-maladies-graves.jpeg\" class=\"attachment-large size-large wp-image-1785\" alt=\"\" srcset=\"https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/planificateur-financier-assurance-maladies-graves.jpeg 600w, https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/planificateur-financier-assurance-maladies-graves-300x200.jpeg 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-afec04d e-con-full e-flex e-con e-child\" data-id=\"afec04d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-54f026d elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"54f026d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What is accident insurance for? Is life insurance popular among those aged 50 and over?\n\n\n\n\n\n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e6f636 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"4e6f636\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"169\" data-end=\"447\">Accident insurance provides financial protection in the event of an unforeseen mishap, whether it's a car accident, drowning, a fall, or even an injury while working. It provides benefits in a variety of situations, including:<\/p><p data-start=\"449\" data-end=\"720\">\u2713 In case of a fracture of a limb<br data-start=\"481\" data-end=\"484\" \/>\u2713 For the reimbursement of medical or paramedical expenses<br data-start=\"541\" data-end=\"544\" \/>\u2713 In the event of loss of use of a limb or mutilation<br data-start=\"598\" data-end=\"601\" \/>\u2713 In the event of accidental death<br data-start=\"629\" data-end=\"632\" \/>\u2713 To cover certain related costs (studies, transportation, accommodation, dental care)<\/p><hr data-start=\"722\" data-end=\"725\" \/><h3 data-start=\"727\" data-end=\"777\">Why is this insurance relevant?<\/h3><p data-start=\"779\" data-end=\"1008\"><strong data-start=\"779\" data-end=\"805\">Work accidents:<\/strong><br data-start=\"805\" data-end=\"808\" \/>According to the Commission des normes, de l\u2019\u00e9quit\u00e9, de la sant\u00e9 et de la s\u00e9curit\u00e9 du travail (2015), 81,765 workers were victims of a work accident, an average of 224 incidents per day.<\/p><p data-start=\"1010\" data-end=\"1217\"><strong data-start=\"1010\" data-end=\"1037\">Road accidents:<\/strong><br data-start=\"1037\" data-end=\"1040\" \/>According to Statistics Canada, in 2015, there were 10,280 people seriously injured and 161,902 victims with injuries of varying severity following road accidents.<\/p><hr data-start=\"1219\" data-end=\"1222\" \/><h3 data-start=\"1224\" data-end=\"1253\">Accessible coverage<\/h3><p data-start=\"1255\" data-end=\"1658\">Most reputable life insurance companies offer accident insurance without requiring a prior medical exam, and the premiums are generally affordable.<br data-start=\"1425\" data-end=\"1428\" \/>Interested? It only takes a few minutes to fill out the form available on this page. A partner broker, based near you, will then contact you to offer you the solution best suited to your needs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-722185c e-con-full e-flex e-con e-child\" data-id=\"722185c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d9e58a8 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"d9e58a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Is life insurance coverage suitable for the needs of seniors?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d5f77b4 elementor-widget elementor-widget-image\" data-id=\"d5f77b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"480\" height=\"320\" src=\"https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/tarifs-residence-services-seniors-unsmushed.webp\" class=\"attachment-large size-large wp-image-1794\" alt=\"\" srcset=\"https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/tarifs-residence-services-seniors-unsmushed.webp 480w, https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/tarifs-residence-services-seniors-unsmushed-300x200.webp 300w\" sizes=\"(max-width: 480px) 100vw, 480px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0af7c0 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"c0af7c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">No-medical life insurance: an advantageous option for those aged 50 and over\n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1535137 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"1535137\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h5 data-start=\"161\" data-end=\"248\">50+ life insurance under the microscope: who is it for and is it worth the cost?<\/h5><p data-start=\"250\" data-end=\"468\">50+ life insurance is specifically designed for people who, due to serious health problems, are systematically denied traditional life insurance coverage. It is particularly suitable for:<\/p><ul data-start=\"470\" data-end=\"665\"><li data-start=\"470\" data-end=\"538\"><p data-start=\"472\" data-end=\"538\">Those who have survived a stroke or a heart attack;<\/p><\/li><li data-start=\"539\" data-end=\"587\"><p data-start=\"541\" data-end=\"587\">Diabetics on long-term insulin;<\/p><\/li><li data-start=\"588\" data-end=\"665\"><p data-start=\"590\" data-end=\"665\">People who have overcome cancer or are suffering from other serious illnesses.<\/p><\/li><\/ul><h5 data-start=\"667\" data-end=\"709\">A higher price: is it justified?<\/h5><p data-start=\"711\" data-end=\"1033\">Yes, it's perfectly normal for premiums to be higher for 50+ life insurance. Without a full medical exam, the insurer is taking a greater risk by covering you. You provide less information about your health, and the insurance company adjusts its rates accordingly.<\/p><h5 data-start=\"1035\" data-end=\"1069\">Compare before you commit<\/h5><p data-start=\"1071\" data-end=\"1538\">Before purchasing 50+ life insurance, it's strongly recommended that you compare offers from several companies. Each applies its own criteria and scales, which can make a big difference in the amount of your premium or the coverage offered. Don't rush into things: by shopping around, you may find a solution better suited to your situation. A good choice today can make all the difference for your loved ones tomorrow.<\/p><h5 data-start=\"1540\" data-end=\"1595\">50+ Life Insurance and the Myth of the Medical Exam<\/h5><p data-start=\"1597\" data-end=\"1964\">Contrary to popular belief, taking out 50+ life insurance generally doesn't require a trip to the hospital or a battery of medical tests. In most cases, a simple form to fill out at home is all that's required. Occasionally, a nurse will come to your home to perform a blood test, but this is an exception.<\/p><h5 data-start=\"1966\" data-end=\"2019\">When 50+ life insurance becomes the only option<\/h5><p data-start=\"2021\" data-end=\"2372\">In some cases, 50+ life insurance is the only viable solution. However, it's important to note that some companies impose restrictions if death occurs within the first two years of signing the policy. These clauses vary from one insurer to another, so it's important to read the terms and conditions carefully.<\/p><hr data-start=\"2374\" data-end=\"2377\" \/><h4 data-start=\"2379\" data-end=\"2420\">The advantages of 50+ life insurance:<\/h4><ul data-start=\"2422\" data-end=\"2882\"><li data-start=\"2422\" data-end=\"2453\"><p data-start=\"2424\" data-end=\"2453\"><strong data-start=\"2426\" data-end=\"2450\">Guaranteed approval<\/strong>*<\/p><\/li><li data-start=\"2454\" data-end=\"2524\"><p data-start=\"2456\" data-end=\"2524\"><strong data-start=\"2458\" data-end=\"2496\">Accumulation of AIR MILES\u00ae miles<\/strong> (with some insurers)<\/p><\/li><li data-start=\"2525\" data-end=\"2574\"><p data-start=\"2527\" data-end=\"2574\"><strong data-start=\"2529\" data-end=\"2572\">Coverage ranging from $5,000 to $25,000<\/strong><\/p><\/li><li data-start=\"2575\" data-end=\"2638\"><p data-start=\"2577\" data-end=\"2638\"><strong data-start=\"2579\" data-end=\"2636\">20% discount on premiums for non-smokers<\/strong><\/p><\/li><li data-start=\"2639\" data-end=\"2667\"><p data-start=\"2641\" data-end=\"2667\"><strong data-start=\"2643\" data-end=\"2665\">Fixed lifetime premiums<\/strong><\/p><\/li><li data-start=\"2668\" data-end=\"2753\"><p data-start=\"2670\" data-end=\"2753\"><strong data-start=\"2672\" data-end=\"2751\">Compensation multiplied by 5 in the event of accidental death before the age of 85<\/strong><\/p><\/li><li data-start=\"2754\" data-end=\"2882\"><p data-start=\"2756\" data-end=\"2882\"><strong data-start=\"2758\" data-end=\"2882\">Advance of 50% of the capital in the event of diagnosis of terminal illness (in certain cases, after 2 years of contract)<\/strong><\/p><\/li><\/ul><blockquote data-start=\"2884\" data-end=\"3100\"><p data-start=\"2886\" data-end=\"3100\"><em data-start=\"2886\" data-end=\"3100\">Approval is guaranteed unless a terminal illness has been diagnosed before applying. In this case, unfortunately, it is too late to obtain any type of life insurance.<\/em><\/p><\/blockquote>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ee204de e-con-full e-flex e-con e-child\" data-id=\"ee204de\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cbbeeb6 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"cbbeeb6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Overview of premium costs for 50+ life insurance\n\n\n\n\n\n\n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c51fe9 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"6c51fe9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The amounts indicated below are provided for information purposes only, based on statistical data compared in August 2017. Rates can vary considerably between insurance companies.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-797aced elementor-widget elementor-widget-image\" data-id=\"797aced\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"391\" src=\"https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-22-171724-1024x391.jpg\" class=\"attachment-large size-large wp-image-1805\" alt=\"\" srcset=\"https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-22-171724-1024x391.jpg 1024w, https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-22-171724-300x115.jpg 300w, https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-22-171724-768x294.jpg 768w, https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-22-171724.jpg 1104w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d3c9b02 elementor-widget elementor-widget-image\" data-id=\"d3c9b02\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"493\" src=\"https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-22-172325-1024x493.jpg\" class=\"attachment-large size-large wp-image-1806\" alt=\"\" srcset=\"https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-22-172325-1024x493.jpg 1024w, https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-22-172325-300x144.jpg 300w, https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-22-172325-768x370.jpg 768w, https:\/\/assuranceviecanada.ca\/wp-content\/uploads\/2025\/07\/Capture-decran-2025-07-22-172325.jpg 1142w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bcc7b6a e-con-full e-flex e-con e-child\" data-id=\"bcc7b6a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0fd4060 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"0fd4060\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Need help making the right choice?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3edf0d1 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"3edf0d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>If you find that premiums are too high and the choice is becoming complex, don't face this decision alone. A financial planner or insurance broker can assist you and help you see things more clearly. For personalized advice, simply contact us. <strong>fill out the form on this page<\/strong>One of our expert partners will contact you shortly with a solution tailored to your situation. Chances are, they've already helped people facing similar challenges to yours.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-623e37e e-flex e-con-boxed e-con e-parent\" data-id=\"623e37e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a3872c6 elementor-widget elementor-widget-text-editor\" data-id=\"a3872c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>FAQ<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-32cef9e elementor-widget elementor-widget-heading\" data-id=\"32cef9e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently asked questions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0711c32 elementor-widget elementor-widget-accordion\" data-id=\"0711c32\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-7411\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-7411\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Qu\u2019est-ce qu\u2019Assurance Vie Canada ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-7411\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-7411\"><p>C\u2019est une plateforme qui vous met en relation avec des courtiers en assurance pour comparer des offres d\u2019assurance vie.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dd3e8dd elementor-widget elementor-widget-accordion\" data-id=\"dd3e8dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2311\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2311\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Comment fonctionne votre service ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2311\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2311\"><p>Vous remplissez un formulaire en ligne, un courtier vous contacte, puis vous comparez les offres pour choisir la meilleure.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a21276f elementor-widget elementor-widget-accordion\" data-id=\"a21276f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1691\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1691\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Est-ce que ce service est gratuit pour les utilisateurs ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1691\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1691\"><p>Oui, le service est 100 % gratuit pour les clients et sans frais cach\u00e9s.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d86f554 elementor-widget elementor-widget-accordion\" data-id=\"d86f554\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2261\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2261\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Quels types d\u2019assurance offrez-vous ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2261\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2261\"><p>Nous aidons \u00e0 trouver les meilleures assurances vie temporaire, permanente, maladies graves et autres protections via nos courtiers partenaires.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c6869d7 elementor-widget elementor-widget-accordion\" data-id=\"c6869d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2081\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2081\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Comment puis-je obtenir un devis ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2081\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2081\"><p>Remplissez simplement le formulaire de demande de devis et un courtier vous contactera rapidement.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-390bda4 elementor-widget elementor-widget-accordion\" data-id=\"390bda4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-5981\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-5981\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Puis-je recevoir plusieurs devis ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-5981\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-5981\"><p>Oui, le courtier peut vous proposer diff\u00e9rentes options de plusieurs assureurs.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Assurance vie canada Assurance vie pour les 50 ans et plus Nos partenaires courtiers et conseillers travaillent avec les assureurs les plus connues au Qu\u00e9bec (voir la liste) Assureurs 0 + Soumission chaque ann\u00e9e 0 + Visiteur chaque mois 0 + Assurance vie 50-55 ans+ : comparez en 2 min ! Avec l\u2019\u00e2ge, il devient [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1227","page","type-page","status-publish","hentry"],"blocksy_meta":{"has_hero_section":"disabled","styles_descriptor":{"styles":{"desktop":"","tablet":"","mobile":""},"google_fonts":[],"version":6}},"aioseo_notices":[],"rttpg_featured_image_url":null,"rttpg_author":{"display_name":"Compareur Assurance vie","author_link":"https:\/\/assuranceviecanada.ca\/en\/author\/assuranceviecanada1gmail-com\/"},"rttpg_comment":0,"rttpg_category":null,"rttpg_excerpt":"Assurance vie canada Assurance vie pour les 50 ans et plus Nos partenaires courtiers et conseillers travaillent avec les assureurs les plus connues au Qu\u00e9bec (voir la liste) Assureurs 0 + Soumission chaque ann\u00e9e 0 + Visiteur chaque mois 0 + Assurance vie 50-55 ans+ : comparez en 2 min ! Avec l\u2019\u00e2ge, il devient&hellip;","_links":{"self":[{"href":"https:\/\/assuranceviecanada.ca\/en\/wp-json\/wp\/v2\/pages\/1227","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/assuranceviecanada.ca\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/assuranceviecanada.ca\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/assuranceviecanada.ca\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/assuranceviecanada.ca\/en\/wp-json\/wp\/v2\/comments?post=1227"}],"version-history":[{"count":145,"href":"https:\/\/assuranceviecanada.ca\/en\/wp-json\/wp\/v2\/pages\/1227\/revisions"}],"predecessor-version":[{"id":21697,"href":"https:\/\/assuranceviecanada.ca\/en\/wp-json\/wp\/v2\/pages\/1227\/revisions\/21697"}],"wp:attachment":[{"href":"https:\/\/assuranceviecanada.ca\/en\/wp-json\/wp\/v2\/media?parent=1227"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}